Costs

 

1_coin

    Try us for just $1

     
      We know how easy it is.

      We know how much people love us.

      We know how convenient our loans are.

      Now we want you to know too!

      Borrow $150 and repay only $151 on your
      next payday. Too easy.

    

What if I Need More Than $150? Try Our Loan Calculator


As a part of our financial services we promise to provide the following as a minimum:

  1. Easy Online Application Form

  2. Same Day Processing*

  3. Money in your Bank Account / Financier Card the Day you Apply**

  4. Complete Transparency-  Clear Fees and No Surprises

  5. Your Own Personal Loan Manager to Assist with any Questions or Requests

      A Line of Credit with Financier is one of the fastest and most convenient ways to borrow in Australia.  By bridging the gap between pay days, you can avoid having to worry about being short of cash ever again.

      Rather than filling out extensive forms and waiting days for bank approval, you can apply from the privacy of your own home and receive final approval within one hour- just 60 minutes*. Also, some banks will make you borrow a minimum of $500 or more. Our loans are designed so you can borrow exactly what you really need. 

      How long do I have to repay?

       

      Repay Loans Below $750

       Repay Loans Above $750   

      Paid Weekly?

      1 - 6 weeks

      1 - 26 weeks

      Paid Fortnightly?

      1 - 3 fortnights

      1 - 13 fortnights

      Paid Monthly?

      1 or 2 months

      1 - 6 months

       


      Direct Debit Charges (Third Party Charges)

      Charges

      Fee

      Explanation

      Administration Fee

      $1.10

      Once off charge per loan to establish a direct debit on your nominated account

      Transaction
      Fee

      $0.88

      Charged per installment i.e If you repay your loan over 3 weeks you will be charged 3 x $0.88

      Credit Card
      Fee


      Visa/Mastercard   
      2.2% (min. $0.88)

      AMEX/Diners 
      4.4% (min. $0.88)

      Only applicable if payment is taken from a credit card account. We always draw from the account that your wage goes into so this may not apply to you

      SMS Payment Reminder

      $0.28

      An SMS can be sent to your mobile 24 hours prior to the debit (This is not necessary)

      Dishonour
      Fee

      $9.90

      This fee is charged by the third party and no part is received by Financier


      Financier Debit Card (Third Party Charges) 

      A Financier Card can be used at any shop or any ATM around Australia. It gives you access to your Line of Credit of up to $2000 instantly.

      You will pay a once off fee of $27.50 on your second loan with us for the card, postage and handling and we will charge nothing further. Please keep the card in a safe place as there may be replacement costs.

      Here is a table of the third party charges that may be incurred by you. All very similar, if not the same as if you used a bank EFTPOS or credit card.

      financiercardcosts


      *Same day processing when documents are received before 4pm

      **Same day deposit into your account if approved before 2:30pm EST or onto your Financier Card when approved during business hours. Urgent payments into Bank Accounts attract an additional fee whereas payments onto Financier Cards do not.

       

      Australian Credit Licence # 402957