What are Payday Loans?
Also known as a Small or Micro loans, Payday Loans are short term borrowings available at a fixed fee. We have extended the use of Payday Loans and created a hybrid not seen anywhere else in the industry. Our applicants are able to borrow up to $2000 on a Personal Line of Credit and repay a small amount each pay day.
This quick cash injection into your bank account (or Financier Card) from the privacy of your own home and is a secure way to finance small hiccups in your day-to-day running costs. A Personal Line of Credit is often used for unexpected bills or to assist in bridging payments that fall due before pay day.
Loans of this size are not readily available from banks and our use of technology has assisted us in approving and transferring these small loans to our applicants within a much shorter approval time than our predecessors.
How Do Payday Loans Work?
You can apply for a loan between $150 and $2000 using our online application form on this website. Your first loan can be approved for up to $250 and the limit increased once it has been repaid. New customers have the opportunity to borrow $150 at a fee of just $1 to so we can show you how easy it is to set up an account at a minimal charge to you.
First application are processed within 1 hour* of ID & Bank Statements being received and much faster for subsequent applications so you know that you will have the money in your bank account or Financier Card when you need it. We then spread the repayments into small easy to manage amounts over your next pay day(s).
Our Four Step Process:
Step 1 of 4:
Are you eligibile?
Check that you have:
Been living in the same place of residence for a minimum of four months
A bank account open for at least four months
A steady job where you are paid at least $500 a week after tax
Your wage paid directly into your bank account
Permanent residency in Australia
No Defaults, Judgments or Bankruptcy listings on your credit file***
Step 2 of 4:
Fill out the online application on this site or call us for a phone application.
It takes 5-10 minutes to complete and it will give you an automatic Pending Approval or Decline when complete.
Step 3 of 4:
Pending Approval- Digitally sign your contract in your Member Area by typing your name and date into the fields provided.
OR
Declined- Contact us, we are happy to discuss this with you as you may be eligible in the future.
Step 4 of 4:
Email or Fax 60 days of Bank Statements / Transaction History and 100 points of ID so we can verify your personal and account details. Once received, we will set up a Personal Line of Credit of $2000 to allow you to draw down again when required.
These documents are requested for online security. If you are unable to provide one or all, please contact us to make alternative arrangements.
Once we have your statements and ID, loans are processed within 60 minutes** and can be deposited into your bank account on the same day. Once you have an active account, you can apply and be approve much faster.
We're Small, Fast, Easy and Cheap.. ahh and Cute?!
Small: Small Personal Line of Credit of $150-$2000
Fast: Apply during business hours and we'll process it for you within 1 hour
Easy: Just go to www.financiercorp.com for an easy application form
Cheap: New customers only repay $1 more than they borrow.
Cute: Call us on 1300 383 955 and see for yourself :)
Australian Credit Licence # 402957
* When received during Business hours EST
**When approved before 4pm EST, Monday to Friday excluding public holidays
***If you have one default with a Telco or Energy company we will generally overlook it, please call contact us.
